September 2018

Found 9 blog entries for September 2018.

 

5 Things to do before selling your house

Once you list your house, life can get extra busy with scheduling showings.  Here are a few things you can do before you list, to make your home more appealing to potential buyers:

Declutter – Get rid of any additional furniture that doesn’t serve a real, functional purpose.  You could sell it or put in storage, but you’ll want to get it out of your house to give buyers a chance to envision the space as their own, and showcase as much of your space as possible.

Hide the toys – Unless you have a designated playroom, toys should always be hidden.  Ensure they’re hidden away before any listing photos are taken or showings are scheduled.

Work on the curb appeal – You don’t need to give your front

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What to do while you're waiting to move

Now that your house is sold, now what? Life can return to normal with no longer ensuring that the house is spotless at all times and making sure your schedule is flexible for showings. Hooray!  

Paperwork - I'll ensure that your paperwork is submitted to your lender and lawyer of choice in a timely fashion. They will be in contact with you when they are ready for you to sign any paperwork if applicable.

House hunting - If you are wanting to buy something now that your house has sold, now is the time to start looking. In most cases lenders will need to know that you have a firm sale on your house before buying another. If you are relocating to a different area, I can refer you to an agent in a different area

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In addition to your down payment, your credit score is another important factor in qualifying for a mortgage.  Before you meet with a lender, you might want to pull your own report to see where you stand and determine any area’s for improvement.

Dispute any incorrect information.  It’s important to review your credit report on a regular basis to ensure there are no errors.  You will want to ensure that any outstanding balances are correct, your payment history is correct and the account statuses of your accounts are correct.

Common credit reporting mistakes include a paid or closed account not updated to the correct status and a paid or closed loan still showing a balance owing.  If you notice any errors, you will want to open a dispute with the

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Buying and selling a home is one of the largest transactions of your life! Maybe you are buying a home for the first time or maybe you are selling your old home to move to something new. Either way, buying or selling is an intricate process requiring many specialists and knowledge.

A Realtor® can get the information needed to make an informed decision. We have access to all listings to search comparable prices, knowledge of neighbourhood trends, housing market conditions and more.

Real estate professionals are actively updating their education which allows us to maintain a high level of current up to date knowledge about real estate.

We are trained professionals to represent your best interests. Our job is to make any real estate transaction go

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Buying a home is likely one of the largest investments you will make.  While the process is exciting, there are some common mistakes that first-time homebuyers make.  To ensure buying your home is a good process, here are some things to keep in mind.

Know what you can afford.  Just because that mortgage calculator says you can afford a mortgage doesn’t always mean you can afford to own a home.  Ensure you calculate the additional expenses that come with owning a home such as maintenance, property taxes, insurance, and sometimes higher utility bills.  Once you know what you can afford, it’s important to stick to your budget.  Avoid looking at homes outside of your price range – it will only cause frustration or worse, may cause you to purchase over

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The pre-approval step is an important one. After all, it will dictate how much you can spend and will allow you to determine how much you want to spend. Those sometimes are two different numbers. By getting this step out of the way, you are able to make educated decisions based on your financial situation.

Deposit - Once you have decided that you want to make an offer on a property, a deposit is needed to hold your interest in the home. Typically a $5,000-$10,000 deposit is required and the cheque is needed at the time the offer is made. The deposit cheque is deposited once the offer has been accepted and is held in the Century 21 Fusion trust account. This money also counts towards your downpayment and will be forwarded to the lawyers closer to

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