5 Things to do before selling your house
Once you list your house, life can get extra busy with scheduling showings. Here are a few things you can do before you list, to make your home more appealing to potential buyers:
Declutter – Get rid of any additional furniture that doesn’t serve a real, functional purpose. You could sell it or put in storage, but you’ll want to get it out of your house to give buyers a chance to envision the space as their own, and showcase as much of your space as possible.
Hide the toys – Unless you have a designated playroom, toys should always be hidden. Ensure they’re hidden away before any listing photos are taken or showings are scheduled.
Work on the curb appeal – You don’t need to give your front…
In addition to your down payment, your credit score is another important factor in qualifying for a mortgage. Before you meet with a lender, you might want to pull your own report to see where you stand and determine any area’s for improvement.
Dispute any incorrect information. It’s important to review your credit report on a regular basis to ensure there are no errors. You will want to ensure that any outstanding balances are correct, your payment history is correct and the account statuses of your accounts are correct.
Common credit reporting mistakes include a paid or closed account not updated to the correct status and a paid or closed loan still showing a balance owing. If you notice any errors, you will want to open a dispute with the…
Buying a home is likely one of the largest investments you will make. While the process is exciting, there are some common mistakes that first-time homebuyers make. To ensure buying your home is a good process, here are some things to keep in mind.
Know what you can afford. Just because that mortgage calculator says you can afford a mortgage doesn’t always mean you can afford to own a home. Ensure you calculate the additional expenses that come with owning a home such as maintenance, property taxes, insurance, and sometimes higher utility bills. Once you know what you can afford, it’s important to stick to your budget. Avoid looking at homes outside of your price range – it will only cause frustration or worse, may cause you to purchase over…