Most of us have great intentions when it comes to saving money and being more conscious of our purchases. But sticking to a budget is harder than it looks, here are a few tips to stop overspending:
Understand your spending triggers – evaluate things like time of day, environment, mood, peer pressure and your lifestyle to determine if they affect your spending habits.
Track your spending – Small purchases can really add up, so make sure you are tracking each of those little purchases as well.
Pay with cash – Try to avoid using credit or debit cards. If you carry cash you can physically see exactly how much money you have left within your budget which will help you stop spending money you don’t have.
Set short-term goals – Setting attainable…
Now that we’re full swing back to school and other activities, keeping the house clean can feel like a huge task. The last thing we want is to sacrifice an entire Saturday’s family time for cleaning. If you can manage about half an hour each day you can stay on top of chores! Take a look at this handy list from Hollen Home:
One of our agents, Kent Braaten, wrote a great blog on fixing your credit and saving money. These are two things that are central to the financial well being and the ability to buy a property in todays market. If you follow some of these simple tips you just might get some very positive results. Click here to read the full post
You’ve purchased a new home, and now it’s time for the move! Here’s some do’s and don’ts for moving:
Do clean – Don’t pack items that are dusty or dirty, clean items before packing them.
Do pack a suitcase – Pack two weeks of clothing and supplies, make sure to include any items you use daily. Be sure to put your bag in the car before movers arrive so it doesn’t get lost.
Do pack and label before moving day – Give yourself plenty of time. You need to ensure everything is packed and labeled before movers arrive, to avoid the headache of scrambling to pack while the movers start loading boxes.
Don’t place small objects directly in boxes – Label sandwich bags or small containers for your small items, making putting everything back together a…